Temenos has agreed to acquire Swiss wealthtech firm additiv, strengthening its wealth management offering and expanding its AI-powered orchestration capabilities across banking and financial services.
The transaction reinforces Temenosโ strategy of building a more comprehensive platform for banks and wealth managers seeking to modernize customer journeys, automate complex processes, and scale investment services more efficiently.
Upon completion, additiv will join the Temenos Group while continuing to operate under its existing brand and management team.
Temenos expands wealth management capabilities
Founded in Switzerland, additiv provides an orchestration platform that helps financial institutions design, launch, and manage digital wealth management, banking, and insurance propositions.
Its technology integrates customer journeys, business processes, applications, and data into a unified operating layer, enabling institutions to accelerate product launches and improve operational efficiency.
The platform currently serves around 30 financial institutions globally and is designed to support both digital-first and advisor-led wealth management models.
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According to Temenos, additivโs capabilities will help banks and wealth managers:
- Launch new investment offerings more quickly
- Improve advisor productivity
- Deliver personalized customer experiences at scale
- Simplify complex wealth management workflows
- Support hybrid digital and human advisory models
The company employs approximately 200 people across 10 international offices.
AI orchestration becomes a strategic priority
A major driver behind the acquisition is additivโs AI-enabled orchestration technology.
Temenos believes orchestration platforms will play an increasingly important role as financial institutions deploy AI across customer onboarding, advisory services, product origination, and servicing workflows.
By combining additivโs orchestration capabilities with Temenosโ existing banking and wealth management infrastructure, the company aims to create a more intelligent and automated operating environment for financial institutions.
The technology enables banks to coordinate interactions, processes, and data across multiple systems while maintaining governance, compliance, and operational oversight.
As financial institutions move toward AI-assisted operations, orchestration is emerging as a critical layer connecting front-end customer experiences with core banking infrastructure.
Building the next generation of banking infrastructure
The acquisition reflects a broader shift across financial services as banks increasingly look beyond core systems and focus on automation, workflow orchestration, and AI-driven customer engagement.
Temenos expects the combination of its banking platform and additivโs orchestration technology to help clients reduce operational complexity while accelerating digital transformation initiatives.
The deal also creates opportunities to expand additivโs reach through Temenosโ global customer base and strengthens the companyโs position within the rapidly growing wealth technology market.
Financial terms were not disclosed, though Temenos confirmed the acquisition will be structured through a combination of cash and equity and is expected to close in the third quarter of 2026, subject to customary conditions.
Why it matters
The transaction highlights how wealth management is becoming one of the most important battlegrounds in banking technology.
As banks seek to serve affluent and mass-affluent customers more efficiently, demand is growing for platforms that combine digital experiences, investment management, and AI-powered automation within a single ecosystem.
For Temenos, the acquisition adds a specialized orchestration layer that could become increasingly important as financial institutions adopt AI-driven workflows across wealth management and broader banking operations.
About Temenos
Temenos is a global banking technology provider serving more than 3,000 financial institutions worldwide. The company offers core banking, payments, digital banking, and wealth management solutions designed to help banks modernize infrastructure and improve customer experiences.
