Austin-based venture capital firm WIV Ventures has announced its investment in Lattice Intelligence, a fintech company building embedded payments infrastructure that enables businesses and software platforms to access modern payment methods through a single integration.
The investment will support Lattice’s commercial expansion and continued development of its platform, helping businesses simplify payment integrations while adapting to an increasingly diverse payments ecosystem. Although the financial terms of the investment were not disclosed, WIV joins a group of institutional and strategic investors backing the company’s next phase of growth.
Building a unified payments layer
Lattice is developing infrastructure designed to eliminate the complexity of integrating multiple payment providers. Through a single API, the platform allows merchants and software providers to activate a wide range of payment methods, including card processors, digital wallets, Buy Now, Pay Later (BNPL) solutions, stablecoins, pay-by-bank services, and peer-to-peer transfers.
Instead of managing separate integrations for every payment provider, customers gain access to new payment technologies as they become available without rebuilding their existing payments stack.
The company serves platforms operating across e-commerce, retail, B2B SaaS, and on-demand services, providing a unified view of payment activity across multiple providers and geographic markets.
Supporting the future of embedded finance
According to WIV Ventures, modern payment infrastructure should allow businesses to adopt new payment technologies without sacrificing operational efficiency or flexibility.
“Payments infrastructure has historically forced platforms to choose between speed and flexibility — rebuild the stack or fall behind on what customers expect next,” said Trey Ikard, Managing Director at WIV Ventures. “Lattice removes that tradeoff. We were drawn to the team’s focus on making payments infrastructure adaptive by default, and we’re glad to be part of their next chapter.”
Lattice CEO and Co-Founder Chris Blackburn said the company’s long-term vision is to create a single infrastructure layer capable of supporting the ongoing evolution of digital payments.
“We’ve always believed one integration should be enough, no matter how payments evolve,” Blackburn said. “Every major category eventually consolidates onto a single modern layer that everyone builds on, and that has never happened for payments at the software-platform level. That’s what we’re building.”
Why it matters
As embedded finance continues to reshape digital commerce, businesses are looking for infrastructure that makes it easier to support an expanding range of payment options without increasing technical complexity.
Growing adoption of digital wallets, account-to-account payments, BNPL services, and stablecoins is driving demand for payment orchestration platforms capable of integrating multiple providers through a single interface. Companies like Lattice are positioning themselves to become the infrastructure layer that enables software platforms to respond quickly as payment technologies continue to evolve.
About Lattice Intelligence
Lattice Intelligence develops embedded payments infrastructure that enables software platforms and businesses to access modern payment methods through a single API integration. Its platform supports card payments, digital wallets, Buy Now, Pay Later services, stablecoins, pay-by-bank solutions, and peer-to-peer transfers, helping businesses expand payment capabilities without replacing their existing infrastructure.
About WIV Ventures
Based in Austin, Texas, WIV Ventures is a venture capital firm focused on investing in early-stage fintech startups. The firm partners with founders building innovative financial technology across payments, embedded finance, digital banking, and broader financial infrastructure, supporting companies as they scale from early growth to commercial expansion.
