Colombian fintech Addi has raised $85 million in Series D funding as the company looks to accelerate the expansion of its digital lending platform following recent regulatory approval that will allow it to broaden its financial services offering.
The round was co-led by Citius and BTG Pactual, marking the Brazilian investment bank’s first growth investment outside its home market. Existing investors including GIC, Quona, Monashees, Union Square Ventures, and Andreessen Horowitz also participated.
Funding supports the next phase of growth
Founded in 2018, Addi has become one of Colombia’s leading digital credit providers, serving approximately three million customers while enabling more than 39,000 merchants to offer Buy Now, Pay Later (BNPL) financing at checkout.
The company said the new capital will be used to expand its credit platform, strengthen its technology infrastructure, and introduce additional financial products for both consumers and merchants across Colombia.
Regulatory approval expands banking ambitions
The fundraising follows Addi’s recent authorization from Colombia’s Superintendencia Financiera, allowing the company to operate as a regulated financial entity.
The approval opens the path for future deposit-taking activities, representing an important milestone as Addi continues evolving beyond consumer lending into a broader financial services platform.
The regulatory milestone also strengthens the company’s position within Colombia’s rapidly growing digital banking ecosystem, where fintech firms are increasingly pursuing banking licences to diversify funding sources and expand product offerings.
Strong financial momentum continues
Addi enters its next growth phase after reporting two consecutive years of profitability, an increasingly important achievement as investors place greater emphasis on sustainable fintech business models.
Earlier this year, the company also secured a $150 million structured credit facility led by J.P. Morgan, the first warehouse financing transaction arranged by the bank for a Colombian company.
Including the latest facility, Addi now has access to more than $680 million in debt financing, providing additional capital to support continued loan origination and platform growth.
Digital lending continues to expand across Latin America
The latest funding reflects continued investor confidence in Latin America’s digital lending sector, where fintech companies are improving access to consumer credit while expanding financial inclusion through digital-first platforms.
With fresh equity capital, increased lending capacity, and new regulatory approval, Addi is well positioned to continue expanding its presence in one of the region’s fastest-growing fintech markets.
About Addi
Addi is a Colombia-based fintech company offering Buy Now, Pay Later (BNPL) and digital lending solutions for consumers and merchants. The platform enables installment payments at checkout while expanding access to digital financial services across Colombia.
