In a significant milestone for the convergence of traditional finance and digital assets, Thunes has announced that its Pay to Stablecoin Wallets solution is now available to banks globally through their existing Swift connectivity. This development allows 11,500 financial institutions to send real-time payments directly to over 500 million stablecoin wallets worldwide without requiring any additional technical integration.
By embedding stablecoin rails into the established global banking infrastructure, the initiative provides a compliant “bridge” between fiat currencies and the digital asset ecosystem.
Zero-Integration Interoperability
The primary barrier to institutional stablecoin adoption has historically been the complexity of integrating blockchain rails with legacy core banking systems. This new solution bypasses that hurdle by utilizing a single Swift message to trigger a payout.
Key features of the Pay-to-Stablecoin-Wallets rollout include:
- Broad Asset Support: The system supports USDC and USDT, providing immediate liquidity in the world’s most widely used stablecoins.
- Global Reach: Banks can now facilitate instant, 24/7 cross-border payments across more than 140 countries.
- Instant Settlement: Salary payouts, remittances, and business transfers move from a traditional bank account to a digital wallet in real-time, bypassing standard multi-day clearing cycles.
Hedging against local volatility
A major driver for this innovation is the increasing demand for “hard currency” access in regions prone to local currency devaluation. By enabling direct payouts into stablecoin wallets, recipients can protect the value of their funds and gain 24/7 access to global liquidity.
According to Chloé Mayenobe, Deputy CEO at Thunes, this is a defining moment for global money movement. The ability for banks to move value across any rail fiat or stablecoin, within a trusted, compliant network allows them to meet modern consumer demand while maintaining institutional security standards.
The infrastructure behind the bridge
To ensure regulatory-grade security and liquidity, the solution is underpinned by two core Thunes platforms:
- SmartX Treasury System: Manages the complex fiat-to-stablecoin liquidity flows to ensure instant settlement.
- Fortress Compliance Platform: Provides end-to-end traceability and security, ensuring that all digital asset movements meet global anti-money laundering (AML) and know-your-customer (KYC) requirements.
Moving toward mass adoption in 2026
This launch follows Thunes’ successful rollout of Pay-to-Bank and Pay-to-Wallet solutions, creating a unified “Superhighway” for global money movement. As stablecoins transition from niche innovation to a mass-market utility, the ability to leverage existing Swift connections will likely be the catalyst that brings digital assets into the mainstream banking fold.
For Elie Bertha, Chief Product Officer at Thunes, the focus is on “interoperability at its best.” By removing the integration barrier, the industry is effectively connecting the next billion users to the global economy through the tools that banks already use every day.
